No. The official FAQ says UPI remains free for consumers and merchants cannot pass MDR to buyers.
Yes. P2P remains free irrespective of amount.
0.4% for specified normal P2M transactions, capped at ₹300 for ₹75,000 and above.
If the merchant remains in the exempt P2PM category, the payment remains zero-MDR. The FAQ says MDR applicability is based on overall merchant account categorisation.
The FAQ says inward UPI credits above ₹1 lakh per month for 3 consecutive months cause formal transition to P2M.
The FAQ says automated recurring standing instructions (UPI Mandates/AutoPay) do not carry prescribed MDR charges.
Credit-linked UPI operates under separate credit-product rules and is not part of the direct account-to-merchant MDR calculation.
0.02%, capped at ₹300, for mutual funds, securities, stockbrokers and dealers as specified in the FAQ.
The FAQ describes special flat-fee/capped treatment for education collections above ₹2,000 but does not state one universal numeric rate. Verify the merchant's actual classification and acquiring-bank treatment.